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HomeMy WebLinkAboutDaco Construction dba Daco Construction General COI 06.24.25DACOCON-01 C;rnn17A1 => W # �� E(MM/DDIYYYY)DATCERTIFICATE OF LIABILITY INSURANCE /0624/225 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER($), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER, IMPORTANT: If the certificate holder Is an ADDITIONAL INSURED, the If SUBROGATION IS WAIVED, policy(les) must have ADDITIONAL INSURED provisions or be endorsed. subject to the terms and conditions of this certificate does not confer rights to the certificate holder in lieu of such the policy, certain policies may require an endorsement. A statement on endorsement(s). PRODUCER License iT Q75777U CONTACT Shirley Kling HUB International Insurance Services Inc. 3000 Executive Parkway PHONE A/C, No, Ext): (925) 415-1110 FAX No : (951) 231-2572 Suite 300 San Ramon, CA 945$3 AI DRREss: cal•cpu@hubinternational.com INSURERS AFFORDING COVERAGE NAIC # INSURERANalle Forge Insurance Company 20508 INSURED Dago Construction Daco Construction General INSURERB:American CasualtyCo of ReadingPA 20427 INSURER C:The Continental Insurance Company 35289 Engineering Contractor #o 117 Bernal Rd., Suite 70-317 INSURER D:Regent Insurance Company 24449 San Jose, CA 95119 INSURER E: PEO. D SINGLE LIMIT $ 1,000,000 accident)7039795329 INSURER F : CdVFRAr;Ffi r��or�r�n w�.-.- . THIS INDICATED. CERTIFICATE EXCLUSIONS INSR LTR A "" IS TO CERTIFY THAT THE POLICIES NOTWITHSTANDING ANY REQUIREMENT, MAY BE ISSUED OR MAY AND CONDITIONS OF SUCH TYPE OF INSURANCE X COMMERCIAL GENERAL LIABILITY CLAIMS -MADE [X OCCUR . •• •"^" OF PERTAIN, POLICIES. ADDLSUBR INSD X INSURANCE WVD r"R: ""'"� LISTED BELOW HAVE BEEN TERM OR CONDITION OF THE INSURANCE AFFORDED BY LIMITS SHOWN MAY HAVE BEEN POLICY NUMBER 7039795136 ISSUED ANY CONTRACT THE POLICIES REDUCED BY MM/DDY/YYYY 7/1/2025 TO THE INSURED OR OTHER DESCRIBED PAID CLAIMS. MMLDDNY P 7/1/2026 REVISION NUMBER: NAMED ABOVE FOR THE POLICY PERIOD DOCUMENT WITH RESPECT TO WHICH THIS HEREIN IS SUBJECT TO ALL THE TERMS, LIMITS EACH OCCURRENCE 1,000,000 DAMAGE: RENTED 100 PREM SES Ea occurrence $ ,000 MED EXP (Anyone arson 15,000 PERSONAL & ADV INJURY $ 1,000:000 GEN'L AGGREGATE LIMITAPPLIES PER: POLICY 1XI JLBCT El LOC OTHER; GENERAL AGGREGATE $ 2,000,000 PRODUCTS - COMP/OP AGG $ 2,000,000 PEO. D SINGLE LIMIT $ 1,000,000 accident)7039795329 g AUTOMOBILE LIABILITY X ANY AUTO OWNED SCHEDULED AUTOS ONLY AUTOS �R N oy� AUTOS ONLY ATOS ONLY 7/1/2025 7/1/2026 BODILY INJURY Perperson) $ BODILY INJURY Per accident $ PROPERTY DAMAGE Per accident $ $ EACH OCCURRENCE $ 51000,000 C X UMBRELLA LIAR X OCCUR EXCESSLIA6 CLAIMS -MADE CUE6080050633 7/1/2025 7/1/2026 AGGREGATE $ 5,000,000 DED X RETENTION $ O X $ STAT TE fiTH D WORKERS COMPENSATION AND EMPLOYERS' LIABILITY AFFIo MB�CUDEPROPRIETOR/PARTNER/EXECUTIVE Y / N Mandatory in NH) If yes, e u DESCRIPdescTIONribOFnder OPERATIONS below N /A 202000332 7/1/2025 7/1/2026 E.L. EACH ACCIDENT $ 1:000,000 E.L. DISEASE - EA EMPLOYEE $ 1,000, 000 E.L. DISEASE -POLICY LIMIT $ 11000,000 DESCRIPTION OF OPERATIONS / LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) RE: Operations of the Named Insured during the current policy term. Town of Los Altos Hills is an Additional Insured with regard to the General Liability policy, when required by written contract, per the attached endorsement form CNA74705XX 1.15 CFRTIFICATF Nr)i nCR Town of Los Altos Hills 26379 Fremont Road Los Altos Hills, CA 94022 ACORD 25 (2016/na1 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE O liv w Iu00_LUT0 AGVKI) (;L)RPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD Contractors' General Liability Extension Endorsement It is understood and agreed that this endorsement amends the COMMERCIAL GENERAL LIABILITY COVERAGE PART as follows. If any other endorsement attached to this policy amends any provision also amended - ~� this endorsement, then that other endorsement oonbn|a with respect to such provision, and the changes made by this endorsement with respect tosuch provision donot apply. TABLE OF CONTENTS 11. Additional Insureds 2. Additional Insured - Primary And Non -Contributory To Additional Insured's Insurance - 3. Bodily Injury - Expanded Definition 4. Broad Knowledge of Occurrence/ Notice of Occurrence S. Broad Named Insured 6. Broadened Liability Coverage For Damage To Your Product And YourWork 7. Contractual Liability - Railroads 8. Electronic Data Liability 9. Estates, Legal Representatives and Spouses 10. Expected Or Intended Injury - Exception for Reasonable Force 11. General Aggregate Limits of Insurance - Per Project 12. In Rem Actions 13. Incidental Health Care Malpractice Coverage 14. Joint Ventures/Partnership/Limited Liability Companies 15. Legal Liability - Damage To Premises / Alienated Promises Property In The Named Insured's Care, Custody or Control 16. Liquor Liability 17. Medical Payments 18. Non -owned Aircraft Coverage 19. Non -owned Watercraft 20. Personal And Advertising Injury - Discrimination or Humiliation 21. Personal And Advertising Injury - Contractual Liability 22. Property Damage - Elevators 23. Supplementary Payments 24. Unintentional Failure To Disclose Hazards 25. Waiver of Subrogation - Blanket 26. Wrap -Up Extension: OCIP CCIP, or Consolidated (Wrap -Up) Insurance Programs CNA74705XX(1-15) Policy—NO: '---'~~'~- Page 1of17 Effective Date: 7M/2026 Insured Name: DAC(}CONSTRUCTION Contractors' General Liability Extension Endorsement 1. ADDITIONAL INSUREDS m WHO IS AN INSURED is amended to include as an Insured any person or organization described in paragraphs A.through H.below whom aNamed Insured isrequired toadd aaenadditional insured onthis Coverage Part under a written contract or written agreement, provided such contract or agreement: N\ is currently in effect orbecomes effective during the term ofthis Coverage Part; and (2) was executed prior to: bdthe bodily injury mproperty or (b) the offense thmtceuoeddmpereone/ondadvmrds|ng|njury' for which such additional insured seeks coverage. b. Hownver, subject to the terms and conditions of this policy, including the Umha of insurance, the Insurer will not provide such additional insured with: (1) ehigher limit ofinsurance than required bvsuch contract oragreement; ur (2) coverage broader than required by such contract or agreement, and in no *vent broader than that described bythe applicable paragraph /\. through H.below. Any coverage.granted by this endorsement shall apply only to the extent permissible by law. A. Controlling Interest Any person or organization with a controlling interest in a Named lnsuned, but only with respect to such person or organization's liability for bodily Injury, property Uenouge or personal and advertising Injury arising out of: 1. such person ororganization's financial control ofoNamed Insured; or 2. premises such person or organization ownn, maintains or controls while a Named Insured |aaaoe or occupies such premises; provided that the coverage granted by this paragraph does not apply to structural o|haroiono' new construction or demolition operations performed by, on behalf of, or for such additional insured. B. Co-owner ofInsured Premises A of a promises co -owned by a Named Insured and covered under this insurance but only with respect to such co -owner's liability for bodily Injury, property damage or personal and advertising Injury aeco-owner ofsuch premises. C. Lessor ofEquipment Any person morganization from whom aNamed Insured leases equipment, but only with respect to liability � �r bodily Injury, property damage or personal and advertising injury caused, inwhole or|n part, by � Named |neured's ma|nbennnoe, operation or use of such equipment, provided that the cmcurnwncek/| ~ doe to such bodily injury, property damage or the offense giving rise to such personal and advertising Injury takes place prior to the termination of such lease. D. Lessor mfLand Any person or organization from whom a Named Insured |ouoon land but only with respect to liability for bodily injury, property damage or penapno| and advertising Injury ada|nO out of the mwnemNp, maintenance or use ofsuch land, provided that the occurrence giving daa to such bodily Injury, property damage or the offense giving rise to such Aenmonm| and advertising injury takes place ' prior to the termination nfsuch lease. The coverage granted by this paragraph does not apply to structural alterations, new construction or demolition operations performed by, on behalf of, or for such additional insured. E. Lessor ofPromises CNA74705XX(1-15) Page 2ofi7 PolicyDate: 7U/2025 Insured Name: OACOCON8TRUCT|ON Copyright CNA All Rights Reserved. Includes copyrighted material mInsurance Services office, mc..with Its permission. Contractors' General Liability Extension Endorsement An owner or lessor of premises leased to the Named lomunod' or such owner or |ooao/o real estate manager, but only with respect toliability bodily Injury, property damage | and advertising injury arising out of the ownership, maintenance or use of such part of the promises leased to the Named Insured, and provided that the occurrence giving rise to such bodily injury or property damage, or the offense giving rise to such personal and advertising Injury, takes place prior to the termination of such lease. The coverage granted by this paragraph does not apply to structural alterations, new construction or demolition operations performed by, on behalf of, or for such additional insured, F. Mortgagee, Assignee orReceiver A mortgagee, assignee mreceiver ofpremises but only with'ect to suchmortgagee, assignee m receiver's liability for bodily Injury, property damage cvpersonal and advertising hduryaha|ngout ofthe 0mnmed|usunad`mownership, maintenance, oruse nfopremises bvaNemnedInsured. ^ The coverage granted by this paragraph does not apply to ahudu,a| alterations, new construction or demolition oponaUonape�onnedby, unbehalf of, orfor such add|Uona!insured, G. State or Governmental Agency or Subdivision or Political Subdivisions — Permits A state or governmental agency or subdivision or political subdivision that has issued a permit or authorization but only with nanpaot to such state or governmental agency or subdivision or po|iUue/ subdivision's liability for bodily injury, property damage or personal and advertising Injury arising out of: 1. the following hazards in connection with premises a Named Insured mwny, rents, or controls and to which this insurance applies: m. the exiotenoe, mminhenanco, repair, construction, enecL|un, or removal of advertising m|gho uvvninge canopies, oeUmr entrances, oua| holes, ddvewoyn, manholes, marquees,hniatawmy signs, eidemva|kvaults, street banners, ordonona8oneand similar exposures; ur ' L. the construction, erection, orremoval ofelevators; nr C. the ownership, maintenance or use of any elevators covered by this insurance; or O. the permitted or authorized operations performed by Named Insured or on a Named |neurad"s The coverage granted bythis paragraph does not apply to: m. Bodily Injury, property damage or personal and advertising Injury arising out of operations performed for the state or governmental agency or subdivision or political subdivision; or b. Bodily injury or property damage included within the prod ucts-com pi eted operations hazard. With respect to this provision's requirement that additional insured status must be requested under a written contract or agreement, the Insurer will treat as e vvdKen contract any governmental permit that naqu|roo the Named Insured huadd the governmental entity anunadditional insured. H. Trade Show Event Lessor 1^ With respect to a Named hnsured's participation in o trade show event au an exhibbor, presenter or displayer, any person or organization whom the Named Insured is required to include~~ ude -`an additional |naurod, but nn|yvvith respect to such person or organization's liability �od||y i'»~ry, property danom8�orpenaqno|and advertising injury caused by: ' ' a. the Named |oaured'sacts oromissions; or b. the acts or omissions of those acting on the Named Insured's behalf, in the performance of the Named |nsured`m ongoing operations at the trade show event premises during the trade show event. 2. The coverage granted by this paragraph does not apply to bodily injury or property damage included within the products -completed operations hazard. ONA747O5XX Pog*3ofi7 Policy No: '``~'^"'"" Effective Date: 7/1/2026 Insured Name: DACUCONSTRUCTION Contractors' General Liability Extension Endorsement ADDITIONAL INSURED - PRIMARY AND NON-CONTRIBUTORY TO ADDITIONAL INSURED'S INSURANCE The Other Insurance Condition in the COMMERCIAL GENERAL LIABILITY CONDITIONS Section is amended to add the following paragraph: If the Nmnoad Insured has agreed in writing in a contract oragreement that this insurance is primary and non- contributory additional insured's own insurance, then this insurance is primary, and the Insurer will not seek contribution from that other insurance. For the purpose of this Provision 2., the additional insured's own insurance means insurance onwhich the additional insured ieanamed insured. Dthomvieo and notwithstanding anything to the contrary elsewhere in this Condition, the insurance provided to such person or organization is excess ofany other insurance available tosuch person ororganization. 3. BOD/Ly INJURY — EXPANDED DEFINITION Under DEFINITIONS, the definition of bodily Injury is deleted and replaced by the following: Bodily Injury means physical injury, sickness ordisease sustained by person, including death,humiliation, consequence of the physical injury, sickness or disease.` 4. BROAD KNOWLEDGE OFOCCURRENCE/ NOTICE gFOCCURRENCE Under CONDITIONS' the condition entitled Dudes In The Event ofOccurrence, Offense, Claim or Suit is amended hzadd the following provisions: A. BROAD KNOWLEDGE OFOCCURRENCE The 0mnxxd Insured must give the |nounx or the Insurer's authorized representative notice of an occurrence, offense orclaim only when the ouourrenoe, offense cvclaim is known to o natural person Named Insured, bnapartner, executive officer, manager ormember nfaNamed lnuured or employee designated byany ofthe above togive such notice. ' B. NOTICE (]FOCCURRENCE The Named!nsured's rights under this Coverage Part will not be prejudiced if the Named Insured fails to give the Insurer notice ofmn mocunence, offense or claim and that failure is solely due to the Named Insured's reasonable belief that the bodily injury or property damage is not covered under this Coverage Part. However, the Wmnne6 Insured ohe|| give written notice of such occurrence,offense or claim to the Insurer ansoon anthe NamnedInsured ioaware that this insurance may apply tosuch occurrence, offense or claim. WHO IS AN INSURED is amended to delete its Paragraph 3. in its entirety and replace it with the following: 3. Pursuant hxthe limitations described in Paragraph 4^ belmw, any organization in which a Named Insured has management control: a. onthe effective date ofthis Coverage Part; or b. by reason of a Named Insured creating or acquiring the organization during the policy period, qualifies as a Named |neuned, provided that there is no other similar liability insurance, whether primary, contributory, excess, contingent or otherwise, which provides coverage to such organization, orwhich would have provided coverage but for the exhaustion of its limit, andwithout regard to whether its oomamga i=bnoaderornorrnwerthanthaipnovidedbyih|ainaunanoe. But this BROAD NAMED INSURED provision does not apply to: (a) any partnership, limited liability company orjointventure; or (b) any organization for which coverage is excluded by another endorsement attached to this Coverage Port. For the purpose of this provision, management control means: ZNA74705XX (1 -15) Policy No: 7039795136 Page 4 of 17 Effective Date: 7/1/2025 Insured Name: DACO CONSTRUCTION Copyright CNA All Rights Reserved. includes copyrighted mamnw|m|nouranoa8vmmu office, mc.'with Its permission. Contractors' General Liability Extension Endorserner! A. owning u/**eus representing more than 50Y6 of the voting, appointment or designation power for the selection ofmmajority ofthe Board ofDirectors ofacorporation; or B. having the right, pursuant hnawritten trust agreement, to protect, control the use of, encumber or transfer nrsell property hold byotrust. 4. With respect to organizations vvh/oh qualify as Named Insureds by virtue of Paragraph 3 abovethis insurance does not apply to: ^ ' o. bodily injury or property damage that first occurred prior hothe date of management controlor that first occurs after management control ceases; nor ' b. personal o, advertising injury uounod by an offense that first occurred prior to the date of management control orthat first occurs after management control ceases. S. The insurance provided by this Coverage Part applies to Named Insureds when trading under their own names or under such other trading names or doing -business -as names (dbo) as any Named Insured should choose toemploy. ` 8. BROADENED LIABILITY COVERAGE FOR DAMAGE TO YOUR PRODUCT AND YOUR WORK A. Under COVERAGES, Coverage A Bodily Injury and Property Damage Liabilitythe paragraph enUded Exclusions �amended tndelete exduaionakand |. and replace them vv�hthe foU�og: This insurance does not apply to: k. Damage to Your Product Property damage to your product arising out of it, or any part of it except when caused by or resulting (1) fire CB collapse; or (4) explosion. L Damage hoYour Work Property damage to your work arising out of it, or any part of it and included in the prod ucts-com pI eted operations hazard. This exclusion does not apply: (1) If the damaged wmrk, or the work out of which the damage ehyea, was performed on the Named /nounmd`abehalf byasubcontractor; or (2) |fthe cause ofloss tuthe damaged work arises aoeresult of: (m) Ore; (h) smoke; (c) collapse; or (d) explosion. E. The following paragraph is added toLIMITS 0FINSURANCE: Subject to S. above, $100,000 is the most the Insurer will pay under "~~`~~A����� damages��Amd�any�ep�umm���u��p���y�moQ* to your product and your «od« that is«ou»ed by fire, smoke, collapse or explosion and � included within oh«p'oguc�conp|eted operationshazmrd' Th/euubUmit--ao not apply torrope.ydamage toyour work irthe damaged work, orthe work out nfwhich the damage oduea. was performedonthe Nam* naurmd'a behalfbyasubcontractor. CNA74705XX (1-15) Policy No: 7039795136 Page 5 of 17 Effective Date: 7/11/2025 Insured Name: DACO CONSTRUCTION Copyright CNA All Rights Reserved. Includes copyrighted material of Insurance Services office, Inc., with Its permission. Contractors' General Liability Extension Endorsement C. This Broadened Liability Coverage For Damage To Your Product And Your Work Provision does riot apply if an endorsement of the same name is attached to this policy. CONTRACTUAL LIABILITY— RAILROADS With respect to operations performed within 50 feet of railroad property, the definition of insured contract is replaced by the following: Insured Contract means: a. A contract for a lease of premises. However, that portion of the contract for a lease of premises that indemnifies any person or organization for damage by fire to premises while rented to a Named Insured or temporarily occupied by a Named Insured with permission of the owner is not an insured contract; b. A sidetrack agreement; c. Any easement or license agreement; d. An obligation, as required by ordinance, to indemnify a municipality, except in connection with work for a municipality; e. An elevator maintenance agreement; f. That part of any other contract or agreement pertaining to the Named Insured's business (including an indemnification of a municipality in connection with work performed for a municipality) under which the Named Insured assumes the tort liability of another party to pay for bodily injury or property damage to a third person or organization. Tort liability means a liability that would be imposed by law in the absence of any contract or agreement. Paragraph f. does not include that part of any contract or agreement: (1) That indemnifies an architect, engineer or surveyor for injury or damage arising out of: (a) Preparing, approving or failing to prepare or approve maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or (b) Giving directions or instructions, or failing to give them, if that is the primary cause of the injury or damage; (2) Under which the Insured, if an architect, engineer or surveyor, assumes liability for an injury or damage arising out of the insured's rendering or failure to render professional services, including those listed in (1) above and supervisory, inspection, architectural or engineering activities. 8. ELECTRONIC DATA LIABILITY A. Under COVERAGES, Coverage A — Bodily Injury and Property Damage Liability, the paragraph entitled Exclusions is amended to delete exclusion p. Electronic Data and replace it with the following: This insurance does not apply to: p. Access Or Disclosure Of Confidential Or Personal Information And Data -related Liability Damages arising out of: (1) any access to or disclosure of any person's or organization's confidential or personal information, including patents, trade secrets, processing methods, customer lists, financial information, credit card information, health information or any other type of nonpublic information; or (2) the loss of, loss of use of, damage to, corruption of, inability to access, or inability to manipulate electronic data that does not result from physical injury to tangible property. However, unless Paragraph (1) above applies, this exclusion does not apply to damages because of bodily Injury. CNA74706XX (1-15) Policy No: 7039795136 Page 6 of 17 Effective Date: 7/1/2025 Insured Name: DACO CONSTRUCTION Copyright CNA All Flights Reserved. Includes copyrighted material of Insurance Services Office, Inc., with Its permission. Contractors' General Liability Extension Endorsement This exclusion applies even if damages are claimed for notification costs, credit monitoring axpeneax forensic expenses, public relation expenses orany other �aa costor exnee |ncurnad by tha N�mneInsured or others arising out of that which is described in Paragraph (1) or (2) above.� B. The following paragraph isadded tnLIMITS ()FINSURANCE: Subject toEabove, $1OU,00isthe most the Insurer will pay under Coverage ovany one occurrence because ofpnnpe�ydanmogethat reouka�omphysical injury otangible'—°--'--u~~` -- andahaeaoutofe|ectrpnimdmta. ^ property C. The following definition is added to DEFINITIONS: Electronic data means information, facts mprograms stored oamon, created orused on mha�m�dio or from computersoftware (including systems ' and applications ~ ooa an��an*). hard or floppy on, CC-ROK48 tapes, ddvea.cells, data processing devices nrany hurmedia which are used wbh'oontno||e` equipment.. electronically" Q. For the purpose nfthe coverage provided bvthis ELECTRONIC DATA LIABILITY Provisionthe doOn�on rfpmopedydemma8e|nDEFINITIONS iereplaced bythe following: ' Property damage means: m. Physical injury to tangible including all resulting loss of use of that property,All such !nea of u�ehaUbed�med�n�ursd�edmeof�ep�e��i�my��mmaed� h. Loos of use oftangible property that is not physically injured. All such |oon of use shall be deemed to occur atthe time ofthe occurrence that caused it; or c. Loss of, |oea of use of, damage to, corruption of, inabU|b/hu ecoeea' or inability to properly manipulate electronic data, resulting from physical injury totangible property. All such |oao of electronic data shall bedeemed (ooccur atthe time ofthe occurrence that caused it. For the purposes of this insurance, electronic data is not tangible property. E. KElectronic Data Liability -limit byanother endorsement attached tothis d�icy than the $100,000 limit provided by this ELECT /\ N[� �TALhA13|L[7Y Provision is part o� and not in addition hu'thathiQherhmk. 9. ESTATES, LEGAL REPRESENTATIVES, AND SPOUSES The eahatoe, heirs, legal representatives and spouses of any natural person Insured shall also be insured under this policy; provided, however, coverage Is afforded to such aatadee' '—-heire legal representatives, andapouaeo only for c|o/ne arising solely out of their capacity or status an such and, in the 000a of a spouse, where such claim seeks damages from marital community property, jointly held property or property transferredfrom such natural person Insured tosuch spouse. Nocoverage isprovided for any act, error oromission "a 'eobeta. heir, |ago| representative, or spouse outside the scope of such person's ~~'~oih/ or status as such, however that the spouse of natural person Named |vounmd and the spouses of members orpartners of joint venture or partnership Named Insureds are Insureds irespect to such spouses' outa'ernomoromiea|ono|ndheoonductoftheNaoed|nsumad'mbuaineaa. 10LEXPECTED ORINTENDED INJURY — EXCEPTION FOR REASONABLE FORCE Under COVERAGES, Coverage A — Bodily Injury and Property Damage Liability, the paragraph entitled Exclusions is "."m,ueu to m,/ote the exclusion entitled Expected or Intended Injury and replace it with the This insurance does not apply to: Expected or Intended Injury Bodily injury or property damage expected mintended from the standpoint of the Insured. This exclusion does not apply k` bodily injury orproperty damage resulting from the use ofreasonable force io protect persons orproperty. `"°,,�t,vv^^\/-/oy Paoo7of17 ' "^'^" Insured Name: DAOOCONSTRUCTION ~Effective Date: ""�"^^ Copyright CNA All Rights Reserved. includes copyrighted material ofinsurance services office, |vu.with its permission. Contractors' General Liability Extension Endorsernerl, Y1.GENERAL AGGREGATE LIMITS OFINSURANCE - PER PROJECT A. For each oonubnoUon project away from premises the Named ineunad ownor rents, »b aCo����np�o�Gano�|Aggmge�Um�equ�to�eomuu�uf�*Qn the Oe�a�t|ono'iathe most the Insurer will pay for the sum o� enem|Aog�g�oum�»nmw» in i. All damages under Coverage A, except damages because of bodily injury or property damage included in the products -completed operations hazard; and 2. All medical expenses under Coverage C' that arise from occurrences or accidents which can be attributed solely to ongoing operations at that construction pnojeot. Such payments shall not reduce the General Aggregate Limit shown in the » 1. Damages under Coverage B.regardless ofthe number nflocations orconstruction projects involved; 2. DmnmaQesnde a.e�~.~..w~ "' ^=""e" by occurrences wn|un cannot be attributed solely to ongoing upore|una-' nut//�Um construction project, except damages because of bodily Injury or property damageincluded mthe prod ucte~oomnp|etedoperations hazard; and J. Medical expenses under Coverage Ccaused byaccidents which cannot beattributed solely Uuongoing operations oiasingle construction project, will reduce the General Aggregate Limit shown hnthe Declarations. C. The limits shown inthe Declarations for Each Occunance forDamage ToPram�eeRented ToYou and for iNedioe|ExpenaecunUnuehnapp|y'butviUboaub/ecthu''—--hertbeConatmcUonPn�Aggregate L1mitor(hoGnnena|AggveguhaLimitohovvnintheOec|n~nu dependingunwhothertheoccurrenceQ' gany beattr|bubyden|*|yhuongo|n0openaUonuatopediou|ar'-`tru`ca» construction project. D. When coverage for liability arising out of the prpducba~oomp|eted operations hazard is provided, any payments for damages because of bodily injury or property damage included in the products - completed upenmt|mun hazard will reduce the Prod - du�a'Cnmp/etad Operations Aggregate Limit shown |^ the Deo|ootiona'regardless nfthe number nfpn�einvolved, » E. If a single construction project away from premises owned by or rented to the Insured has been abandonedond then restarted, or /f the authorized contracting parties deviate from p|ona' blueprints, designs, the project will still bedeemed tnbothe same construction pnoject. F. The provisions ofLIMITS OF INSURANCE not otherwise modified by this endorsement shall continue to epp|yaaodpu|abad. e 12.|NREM ACTIONS Aquaain��u'maag�n�any v�e�nwn� d*»N~~�d°~""vviUbetnaebad|nUhee «roperated Uy«'�vthe Nmn�edInsured, o'chartered byorfor ~.Insured, same manner aothough the action were in peraonam against the Named 13.INCIDENTAL HEALTH CARE MALPRACTICE COVERAGE Solely with respect to bodily Injury that arises out ofahealth care incident: A. Under COVERAGES, Coverage A ~^^ —'-p'-'—`' Damage Liability, the paragraph e�''U—od/nam1ngAqrmamontiaameooedtu replace Paragraphs 1.b.(1) and 1.b.(2)with the following: b. This Insurance applies to bodily injury provided that the professional health care services are incidental tnthe Named /omunmd'sprimary business purpose, and only if: (1) such bodily Injury iscaused bvmnoccurrence that takes place in the coverage ONA74705XX(1-15) Page 8of17 Policy No: 7039/95/36 Insured Name: DAC000NSTRUCTION Effective Date: 7U/2D25 --Contractors' General Liability Extension Endorsement (2) the bodily injury first occurs during the policy period. All bodily injury arising from on occurrence will be deemed to have occurred atthe time ofthe first act, error, oromission that ispartoftheucourn*now|und B. Under COVERAGES, Coverage A—Bodily Injury and Property Damage L|ab|||b/ the pomgnaphent�|ed Exclusions iaamended to: ' I. add the following to the Employers Liability exclusion: This exclusion applies only if the bodily Injury arising from ehealth care Incident iecovered byother liability insurance available to the Insured (or which would have been available but for exhaustion of its U. delete the exclusion entitled Contractual Liability and replace it with the following: This insurance does not apply to: Contractual Liability the /neunmd'sactual oralleged liability under any oral orwritten contract oragvmomentincluding but not limited toexpress vvarnant|oaorguarantees. ' Oi add the following additional exclusions: This insurance does not apply to: Discrimination any actual oralleged discrimination, humiliation orharassment, including but not limited hnclaims based on an individual's neoe, creed, color, age, gender, national odg|n, religion, diaaN|ky, marital status or sexual orientation. ' Dishonesty qrCrime Any actual oralleged dishonest, criminal nrmalicious act, error oromission. Medicare/Medicaid Fraud any actual or alleged violation uflaw with respect to [Nodicone. Medicaid, Thoana or any similar federal state orlocal governmental program. ' Services Excluded byEndorsement Any health care incident for which coverage iuexcluded byendorsement. C. DEFINITIONS isamended to: 1. add the following definitions: Health core incident means an act, error or omission by the Named |nmured'a employees or volunteer workers |nthe rendering of: m. professional health care services nnbehalf nfthe Named Insured or b. Good Samaritan services rendered in on emergency and for which no payment iademanded or received. Professional health care services means any health care services or the related furnishing offnod bev*mAoo'medical auppUeoorappliances bvthefoUowingpnovidemintheir oapacbyaosuch but ao|a|` hothe extent they are du�licensed earequired: ' w. Physician; b. Nurse; c. Nurse practitioner; CNA74705XX(1-13) Pago8of17 Policy No: '~~~'°''^" Effective Date: 7/1/2025 Insured Name: DAC000NSTRUCTION Copyright CNA All Rights Reserved. Includes copyrighted material mInsurance Services Office, mc..with Its permission. ', .1 Vz A L'14 jai& Contractors' General Liability Extension Endorsement d. Emergency medical technician; e Paramedic; f. Dentist; g. Physical therapist; h. Puvohn|oQ|at; I. Speech therapist; ]. Other allied health professional; or Professional health omnm services does not include any services rendered in connection with h clinical trials orproduct testing. uman delete the definition ofoccurrence and replace itwith the following: Occurrence means a health omnm Incident. All acts, errors oromissions that are logically connected by any vv,////mo nom, circumstance, situation, transaction,event, advice or decision vvU| be considered t «o»sbtutaasingle occurrence; 'o Di amend the definition ofInsured to: a add the following: the Named hnmumxJ`aemployees are Insureds with respect to: (1) bodily injury to a co -employee while in the course of the oo-mnmok»vee^e employment by the Named Insured or while performing duties na/abad to the conduct of the N�Named/nmun»d'abua|neao;and (2) bodily Injury to o volunteer worker while performing du(/ea related to the conduct ofth Namned(neured'abusiness; » when such bodily Injury arises out ofohealth care incident. the Named |nyun»d'mvolunteer workers are Insureds with respect to: (1) bodily injury to m co -volunteer worker while performing duties na/a&ad to the conduct of the Named /oour*d'sbusiness; and (2) bodily Injury to an employee vvh||o in the course of the employees employment by the Nenowd Insured or while performing duties na/etnd to the conduct ofthe Named Insured' business; n when such bodily Injury arises out ofahealth care Incident. b. delete Subparagraphs (a)'(b).(c)and (d)of Paragraph 2.a(1)ofWHO |SANINSURED. D. The Other Insurance condition is amended to delete Paragraph kx(1) in its entirety and replace it with the Other Insurance b. Excess insurance (1) To the extent this insurance applies, it is excess over any other insurance,self insurance risktransfer instrument, whether primary, nxraae, oondngentoroo any other basis, mxoa �� ins »r purchased apon|Ooo||ybythe Named Insured tobeexcess ofthis coverage, pcuro»ca 14.JOINT VENTURES / PARTNERSHIP / LIMITED LIABILITY COMPANIES WHO IS AN INSURED is amended to delete its last paragraph and replace it with the following: CNA74705XX (1-15) Page 10 of 17 Policy No: 7039795136 Insured Name: DACO CONSTRUCTION Effective Date:7/1/2025 Copyright CNA All Rights Reserved. Includes copyrighted material of Insurance Services office, Inc., with Its permission. Contractors' General Liability Extension Endorsement No person or organization is an Insured with respect to the conduct of any current or pant partnership, joint venture limited libU Named Insured was a joint venturer, partner, or member of a limited liability company and such joint venture, partnership or limited liability company terminated prior to or during the policy period, such Named Insured is an Insured with respect to its interest in such joint venture, partnership or limited liability company but only to the extent that: e. any offense giving rise topersonal and advertising injury occurred prior bosuch termination dob» and the personaland ndverdu/nQinjury uhningout ofsuch offense �mtoccurred after such termination date; b. the bodily injury or property damage first occurred after such termination date; and o. there isnoother valid and collectible insurance purchased specifically toinsure the podner partnership, joint venture or limited liability � xonmpa�and ~ ' If the joint venture, partnership or limited liability company is or was insured under e nunaoUdmuwd (wrap-up) insurance program, then such |naununom will always be onnn|dan*d valid and collectible for the' purpose '` of paragraph o. above. But this provision will not serve to exclude bodily |n|ury, property dooQo o' personal and advertising Injury that would otherwise be covered under the Contractors General Liability o Endorsement provision entitled WRAP-UP EXTENSION: QC1P, CC|P` -����NG{�L|DAJED ) �� INSURANCE PROGRAMS, Please see that pmv�|onfor the deOn|boO OR kvna�.up�""°=r~wr''/ program. Insurance 15. LEGAL LIABILITY - DAMAGE TO PREMISES /ALiENATED PREMISES / PROPERTY IN THE NAMED I08UREQ'S CARE, CUSTODY [)R CONTROL A. Under COVERAGES, Coverage A- Bodily Injury and Property Damage L|abl|ity, the paragraph entitledEnc[Us|ona is amended to delete exclusion ]. Damage to Property in its entirety and nd nap|aoe it with the This insurance does not apply to: j. Damage b»Property Property damage to: (i) Property the Named Insured owns, rents, or occupies, including any costs or expenses incurred by you, or any other pemon, organization or entity, for repair, replacement, enhancement, namboodion or maintenance of such property for any neaaon, including prevention of injury to -person orUamage0uannther'upvopedy; (3) Premises the Named Insured sells, gives away or abandons, if the property damage arises out of any part ofthose premises; (3) Property loaned tothe Named |nmured' ` NU Personal property |nthe care, custody orcontrol ofthe Insured; (5) That particular part of naa/ property on which the Named Insured or any contractors or subcontractors working directly or indirectly on the Nonmed |naured'e behalf are pedbnn|nQ operations, ifthe property damage arises out ofthose operations; or (G) That particular part ofany property that must b*restored, napeinodorn*p|aoodbeuauoeyourvvwrh was incorrectly performed onit. Paragraphs (1), (3) and (4) of this exclusion do not apply to property damage (other than damage by fire) topremises rented tothe Named Insured ortemporarily orcupiodeNomnedInsured with the -'- penn|uainn of the mwner, nor to the contents of premises rented to the -d |ueunmd for e period of orfevvprnoneecuUve days. Aaepareta U --'-u limit applies to '-a To Premises Rented To You aadescribed inLIMITS OF INSURANCE. Paragraph (2) of this exclusion does not apply if the premises are your work. CNA74705XX (1 -15) Policy No: 7039795136 Page 11 of 17 Effective Date:7/1/2025 Insured Name: DACO CONSTRUCTION Copyright CNA All Rights Reserved. Includes copyrighted material mInsurance Services Office, |nc..with Its permission. Contractors' General Liability Extension Endorsement Paragraphs (3), (4), (5) and (6) of this exclusion do not apply to liability assumed under a sidetrack agreement. Paragraph (6) of this exclusion does not apply to property damage included in the products - completed operations hazard. Paragraphs (3) and (4) of this exclusion do not apply to property damage to: 1. tools, or equipment the Named Insured borrows from others, nor other personal property of others in the Named Insured's care, custody or control while being used in the Named Insured's operations away from any Named Insured's premises. However, the coverage granted by this exception to Paragraphs (3) and (4) does not apply to: a. property at a job site awaiting or during such property's installation, fabrication, or erection; b. property that is mobile equipment leased by an Insured; c. property that is an auto, aircraft or watercraft; d. property in transit; or e. any portion of property damage for which the Insured has available other valid and collectible insurance, or would have such insurance but for exhaustion of its limits, or but for application of one of its exclusions. A separate limit of insurance and deductible apply to such property of others. See LIMITS OF INSURANCE as amended below. E. Under COVERAGES, Coverage A —Bodily Injury and Property Damage Liability, the paragraph entitled Exclusions is amended to delete its last paragraph and replace it with the following: Exclusions c. through n. do not apply to damage by fire to premises while rented to a Named Insured or temporarily occupied by a Named Insured with permission of the owner, nor to damage to the contents of premises rented to a Named Insured for a period of 7 or fewer consecutive days. A separate limit of insurance applies to this coverage as described in LIMITS OF INSURANCE. C. The following paragraph is added to LIMITS OF INSURANCE: Subject to S. above, $25,000 is the most the Insurer will pay under Coverage A for damages arising out of any one occurrence because of the sum of all property damage to borrowed tools or equipment, and to other personal property of others in the Named Insured's care, custody or control, while being used in the Named Insured's operations away from any Named Insured's premises. The Insurer's obligation to pay such property damage does not apply until the amount of such property damage exceeds $1,000. The Insurer has the right but not the duty to pay any portion of this $1,000 in order to effect settlement. If the Insurer exercises that right, the Named Insured will promptly reimburse the Insurer for any such amount. D. Paragraph 6., Damage To Premises Rented To You Limit, of LIMITS OF INSURANCE is deleted and replaced by the following: 6. Subject to Paragraph 5. above, (the Each Occurrence Limit), the Damage To Premises Rented To You Limit is the most the Insurer will pay under Coverage A for damages because of property damage to any one premises while rented to the Named Insured or temporarily occupied by the Named Insured with the permission of the owner, including contents of such premises rented to the Named Insured for a period of 7 or fewer consecutive days. The Damage To Premises Rented To You Limit is the greater of: a. $500,000; or b. The Damage To Premises Rented To You Limit shown in the Declarations. E. Paragraph 4.b.(1)(a)(li) of the Other Insurance Condition is deleted and replaced by the following: CNA74705XX (1-15) Policy No: 7039795136 Page 12 of 17 Effective Date:7/1/2025 Insured Name: DACO CONSTRUCTION Copyright CNA All Rights Reserved. Includes copyrighted material of Insurance Services office, Inc., with Its permission. Contractors' General Liability Extension Endorsement (I!) That is property insurance for premises rented to the Named Insured, for premises temporarily occupied uythe Named Insured with the permission ofthe owner; orfor per personal propedynfoUhom|n the Nanoed)naured"scare, custody orcontrol; ~ ' 10.LIQUOR LIABILITY Under COVERAGES, CoverageA— Bu6||v Injury and Property~ Liability,Liability,the paragraph entitled Exclusions �amended bod�etothe exclusion endUed��quurL]mbU—~^^^� This LIQUOR LIABILITY provision does not apply to any person or organization who o�m otherwise qualifies as an oddi�ona/ineumdonth�CovermQePari 17. MEDICAL PAYMENTS A. LIMITS OFINSURANCE & amended todelete Paragraph 7.Abe[Nedkm|ExuenoeUmiband nep�ue�w�h the following: ` ' ' 7. Subject Each Occurrence Limit), �.the�odioa|Ex�naLimit iothe most the Insurer will Medical under cnvenm�e �— ed|co| Poymeutmfor all modioo( expenses because of bodily injury sustained by any one person. The Medical Expense Limit is the greater of: (1) $15'UOOunless edifferent amount isshown here: @@@@@@@@@@@@@@;or (2) the amount shown |nthe Declarations for Medical Expense Limit, B. Under COVERAGES, the Insuring AQreementofCoveragoC—Medk�e �avn�mntm�amended horeplace Paragraph 1.a.(3)(b)wdhthe kd|nwing: —~ ^��� (b) The expenses are incurred and reported to the Insurer within three years of the date of the accident; and This Paragraph B. does not apply to medical expenses incurred in the state of Missouri. 1O.NON-OWNED AIRCRAFT Under CQVERAGES, Coverage A— Bqdlk/ Injury and Property Damage L|abi|ky, the paragraph entitled Exclusions is amended as follows: The exclusion entitled Aircraft, Auto mrWatercraft isamended toadd the following: This exclusion does not apply to an aircraft not owned by any Named Insured, provided that: 1. the pilot incommand holds acurrently effective certificate issued bvthe du�o�a�u�dou�nh'�the Un�edStates ofAmehceorCanada, deoignadngthat pomVneaacommercial orairline transport pilot; 2. the aircraft |arented with atrained, paid crew bothe Named Insured; and 3. the aircraft ienot being used tocarry persons orproperty for acharge. Under COVERAGES, Coverage A—Bodily|njuryand� �������mparagraph entitled Exclusions is amended to delete(2)to subparagraph � of the exclusion entitled Aircraft, Auto or Watercraft, and replace it with the following. This exclusion does not apply to: (2) aWatercraft UhatisnotownedbvanyNem*d(mnum»d.pnovidadthewab*ronaftia: kd less than 75feet long; and (b) not being used hu carry persons orproperty for ucharge. CNA74705XX(1-15) �'------- Page 13 of 17 Insured Name: DACOCONSTRUCTION Copyright CNA All Rights Reserved. Policy No: 7O3Q7&G180 EffectiveDate:7/1/2025 Includes copyrighted material mInsurance Services omox |"u'with Its permission. Contractors' General Liability Extension Endorsement 20.PERSONAL AND ADVERTISING INJURY -DISCRIMINATION ORHUMILIATION A. Under DEFINITIONS, the definition of personal and advertising injury is amended to add the following tort: ° Discrimination or humiliation that results in injury to the feelings or reputation of a natural person. B. Under COVERAGES, Coverage B-Porsnmal and Advertising Injury Liability, the paragraph entitled Exclusions isamended to: 1. delete the Exclusion entitled Knowing Violation Of Rights Of Another and replace it with the This insurance does not apply to: Knowing Violation of Rights of Another Personal and advertising Injury caused by or at the direction of the Insured with the knowledge that the act would violate the hQNo ofanother and would inflict personal and advertising injury. Thisaxo|ua|onohnOnotapp|ytodiaohm|net|onurhumiUadonthot�ou|ta|nin)urytothofeeUngoor^ reputation of natural person, but only if such discrimination or humiliation is not done intentionally 'by r at the direction of: bdthe Named Insured; m (b) any executive officer, director, stockholder, partner, member ormanager (if the Named Insured ia a limited liability company) of the Named Insured. 2. add the following exclusions: This insurance does not apply to: Employment Related Discrimination Discrimination or humiliation directly or indirectly related to the employment, prospective employment, past employment o,termination ofemployment ufany person byany Insured. Premises Related Discrimination discrimination or humiliation arising' out of the sale, rental, lease or sub -lease or ��pe�vemda rental, lease orsub-lease ofany room, dweUingorprem�eobyorotthe d�e��nofany prospective ' Notwithstanding the abnve, there is no coverage for fines or penalties levied or imposed by a governmental entity because ofdiouriminaUon. The coverage provided by this PERSONAL AND ADVERTISING INJURY -DISCRIMINATION OR HUMILIATION Provision does not apply to any person or organization whose status as an Insured derives solely from " Provision 1.ADDITIONAL INSURED ofthis endorsement; or , attachment nfenadditional insured endorsement tuthis Coverage Part. This PERSONAL AND ADVERTISING INJURY -DISCRIMINATION OR HUMILIATION Provision does not apply to any person ororganization who otherwise qualifies as an additional |heunud on this Coverage Part. 21.PERSONAL AND ADVERTISING INJURY - CONTRACTUAL LIABILITY A. Under COVERAGES, B -Personal and Advertising Injury Liability, the paragraph entitled Exclusions isamended iodelete the exclusion entitled Contractual Liability. B. Solely for the purpose of the coverage provided by this PERSONAL AND ADVERTISING INJURY - CONTRACTUAL LIABILITY provio|nn, the following changes are made to the section entitled SUPPLEMENTARY PAYMENTS - COVERAGES AAND B: 1. Paragraph 2.d. is replaced by the following: Uma/4/VMX(1-1b)Policy No: 7039795136 Page 14 of 17 Effective Insured Name: OACOCONSTRUCTION '-'-- Copyright CNA All KigmvReserved. Includes copyrighted material mInsurance Services Office, Inc., with Its permission. Contractors' General Liability Extension Endorsement 6. The allegations in the suit and the information the Insurer knows about the offense alleged in such suit are such that no conflict appears to exist between the interests of the Insured and the interests ofthe |ndemndaa' ' 2. The first unnumbered paragraph beneath Paragraph 2.f.(2)(b)iedeleted and replaced bvthe following: So long as the above conditions are mat, attorneys faay incurred by the Insurer in the defense of that indemnitee, necessary litigation expenses incurred by the Insurer, and necessary litigation expenses incurred by the indemnitee at the Insurer's request will be paid as defense costs. Such payments will not be deemed to be damages for personal and advertising injury and will not reduce the limits of insurance. C. This PERSONAL AND ADVERTISING INJURY - CONTRACTUAL LIABILITY Provision does not apply if CovmoaQeB-Pemaonm and Advertising Injury Liability is excluded by another endorsement attached to this Coverage Part. This PERSONAL AND ADVERTISING INJURY - CONTRACTUAL LIABILITY Provision does not apply to any person or organization who otherwise qualifies as an additional insured on this Coverage Part. 22. PROPERTY DAMAGE —ELEVATORS A. Under COVERAGES, Coverage &— Bodily Injury and Property Dm r Liability, the paragraph Product Exclusion and subparagraphs (3). (4) and (G) of the Damage to Property Exclusion do not apply to property damage that raou|he from the use of elevotom. EL Solely for the purpose ofthe coverage provided bythis PROPERTY DAMAGE—ELEVATORSPmvision. the Other Insurance conditions ieamended toadd the following paragraph: This insurance is excess over any of the other inaunynce, whether phmory, exoaoe, contingent or on any other basis that is Property insurance covering property of others damaged from the use of elevators. 23.SUPPLEMENTARY PAYMENTS The section entitled SUPPLEMENTARY PAYMENTS — COVERAGES A AND Bisamended oafollows: A. Paragraph 1.16. is amended to delete the $250 limit shown for the cost of ball bonds and replace it with a $5.00O.limit; and B. Paragraph 1.d. is amended to delete the limit of $250 shown for daily |oaa of earnings and replace it with e 24. UNINTENTIONAL FAILURE TODISCLOSE HAZARDS If the Named Insured unintentionally falls to disclose all existing hazards at the inception date of the Named Insured's Coverage Part, the Insurer will not deny coverage under this Coverage Part because of such failure. 26. WAIVER OF SUBROGATION 'BLANKET Under CONDITIONS, the condition entitled Transfer Of Rights Of Recovery Against Others To Us|aamended hzadd the following: The Insurer waives any right of recovery the Insurer have against any person or organization because of payments the Insurer makes for injury ordamage arls|ngout of: 1. the Named loounad'eongoing operations; or 2. your work included /nthe prod omtm-comp|etwdoperations hazard. However, this waiver applies only when the Named Insured has ogna*d in writing to waive such rights of recovery in a written contract or written agreement, and only if such contract or agreement: 1. ka/neffect orbecomes effective during the term ufthis Coverage Part; and CNA74705XX(1-13)No: 7039795136 Page 15ofi7Policy EffectiveDab»:7/1/2 25 Insured Name: OACOCONSTRUCTION Contractors' General Liability Extension Endorsement 2 was executed prior to the bodily injury, property damage or personal and advertising Injury giving doe to the claim. 26.WRAP-UP EXTENSION: (]C|P.CC1P,QR CONSOLIDATED (WR&p-UP)INSURANCE PROGRAMS Note: The following provision does not apply to any public construction project in the abab» of Oklahoma, nor to any construction project in the state of Alaska, that is not permitted to be insured under a consolidated kwn»p^ up) insurance program byapplicable nia�/ata�baornagu|oUon. ` If the endorsement EXCLUSION — CONSTRUCTION WRAP-UP is attached to this po|iny, or another exclusionary endorsement pertaining to Owner Controlled Insurance Programs (O.C�|�P.) or ContractorCnntro||ed|nuuxoncePrograma(C.C.|.P.)iaa�anhed'ihenthafoUmw|ngohangaaapp|y:` ' A. The following wording iuadded tothe above -referenced endorsement: With respect to a consolidated (wrap-up) Insurance program project in which the Named Insured is or was involved, this exclusion does not apply to those sums the Named Insured become legally obligated to pay uodamages because of: 1. Bodily \niury, property denmmQm, or personal or advertising injury that occurs during the Named |neured's ongoing operations at the prcjeoL, or during such operations of anyone acting on the Named |naured'mbehalf; nor 2. Bodily injury or property damage included within the prod uots-uonnp|*ted operations hazard that arises out of those portions of the project that are not residential structures. B. Condition 4. Other Insurance Is amend to add the following subparagraph 4.b.(11)(c): This insurance isexcess over: (c) Any of the other insurance whether primary,ora�����t��ir��� available to the 0on�ed Insured as o result of the Named' Insured being a participant in o consolidated (wrap-up) Insurance program, but only oe respects the Named ynsunyd's involvement inthat consolidated (wrmp~up)Insurance program. C. DEFINITIONS is amended to add the following definitions: Consolidated (wrap-up) insurance program means e ounotmoUon, erection or demolition project for which the prime oontraoborlpnojmu manager orowner ufthe construction project has secured general liability insurance covering some or all of the contractors or subcontractors involved in the project, ect, auoh as an Owner Controlled Insurance Program (O.C.|.P.)or Contractor Controlled>neunanne Progrom(C.CJ.P.). Residential structure means any atnuniun* where 3096 or more of the square foot area is used or is intended to be used for human residency, including but not limited to: 1. single ormultifamily housing, apartmenta, condominiums, townhouses, co-operatives orplanned unit developments; and 2. the common areas and structures appurtenant to the structures in paragraph 1. (including poo|o, hot tubs, detached garages, guest houses orany similar a(ruduvea). However, when there is no individual ownership of units, residential structure does not include military housinQ, college/university housing or dorm|b>h*u. long term can* fooi|itkaa, hoho|e or motels. Residential structure also does not include hospitals orprisons. This WRAP-UP EXTENSION: C)C|P, CC|P' OR CONSOLIDATED (WRAP-UP) INSURANCE PROGRAMS Provision not apply toany person ororganization who otherwise 'que|i�ee as an additional insured on this Coverage Part, All other terms and conditions of the Policy remain unchanged. CN8747U5XX(1-15) No: 7039795136 Policy Page 16 of 17 EffectiveDute:7/1/2O25 Insured Name: DAC000N8TRUCT|ON Contractors' General Liability Extension Endorsement This endorsement, which forms a part of and is for attachment to the Policy issued by the designated Insurers, takes effect on the effective date of said Policy at the hour stated in said Policy, unless another effective date is shown below, and expires concurrently with said Policy, UNAMMAY, (1-15) Policy No: 703979-5136 Page 17 of 17 Effective Date:7/1/2026 Insured Name: DACO CONSTRUCTION Copyright CNA All Rights Reserved. Includes copyrighted material of Insurance Services Office, Inc., with its permission. Contractors - with Products -Completed Operations Coverage Endorsement This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART |tiaunderstood and agreed aofollows: I. WHO IS AN INSURED is amended to include as an Insured any person or organization whom you are required by written contract to add as an additional insured on this coverage part, but only with respect to liability for bodily injury, property damage or personal and advertising Injury caused in whole or in part by your acts or omissions, orthe acts oromissions ofthose acting unyour behalf: A. in the performance of your ongoing operations subject to such written contract; or B. inthe performance ofyour work subject iusuch written contract, but only with respect tobodily (n|uryor properb/donoege|nc|udad(ntheproductm~oomnp|aboduperat|onshozond'andon|y/� ' i. the written contract requires you to provide the additional insured such coverage; and 2. this coverage part provides such coverage. O. But iythe written contract requires: A. additional insured coverage under the 11-85edition, 10-83edition, or18-01 edition ofCG2Oi0,orunder the 1U-01edition ofCG2037;nr B. additional insured coverage with "arising out of' language; or C. additional insured coverage b>the greatest extent permissible bylaw; then paragraph iabove iedeleted |nits entirety and replaced bythe following: WHO IS AN INSURED is amended to include as an Insured any person or organization whom you are required by written contract to add as an additional insured on this coverage part, but only with respect to liability for bodily Injury, property damage or personal and advertising injury arising out of your work that is subject to such written contract. |O. Subject always to the terms and conditions of this policy, including the limits of insurance, the Insurer will not provide such additional insured with: A. coverage broader than required bythe written contract; or B. ahigher limit ufinsurance than required bythe written contract. |V. The insurance granted by this endorsement to the additional insured does not apply to bodily injury, property damage, orpersonal and advertising injury arising out of: A. the rendering of, or the failure to tender, any professional architectural, engineering, or surveying services, including: 1. the preparing, approving, or failing to prepare or approve maps, shop drawings, opinions, reports, surveys, field orders, change orders ordrawings and specifications; and 2. supervisory, inspection, architectural orengineering activities; or B. any premises or work for which the additional insured is specifically listed as an additional insured on another endorsement attached tothis coverage part. V. Under COMMERCIAL GENERAL LIABILITY CONDITIONS, the Condition entitled Other Insurance is amended to add the following, which supersedes any provision to the contrary in this Condition or elsewhere in this coverage part: Primary and Noncontributory Insurance CNA75079XX (10-16) Policy No: 7039795136 Page 1 of 2 Effective Date: 7/1/2025 Insured Name: DACO CONSTRUCTION Copyright CNA All Rights Reserved. includes copyrighted material of Insurance Services office, Inc., with its permission. LBIlanket Additional Insured - Owners, Lessees or Contractors Products -Completed Operations Coverage Endorsement With respect to other insurance available to the additional insured under which the additional insured is a named insured, this insurance is primary to and will not seek contribution from such other insurance, provided that a written contract requires the insurance provided by this policy to be: 1. primary and non-contributing with other insurance available to the additional insured; or 2. primary and to not seek contribution from any other insurance available to the additional insured. But except as specified above, this insurance will be excess of all other insurance available to the additional insured. VI. Solely with respect to the insurance granted by this endorsement, the section entitled COMMERCIAL GENERAL LIABILITY CONDITIONS is amended as follows: The Condition entitled Duties In The Event of Occurrence, Offense, Claim or Suit is amended with the addition of the following: Any additional insured pursuant to this endorsement will as soon as practicable: 1. give the Insurer written notice of any claim, or any occurrence or offense which may result in a claim; 2. send the Insurer copies of all legal papers received, and otherwise cooperate with the Insurer in the investigation, defense, or settlement of the claim; and 3. make available any other insurance, and tender the defense and indemnity of any claire to any other insurer or self -insurer, whose policy or program applies to a loss that the Insurer covers under this coverage part. However, if the written contract requires this insurance to be primary and non-contributory, this paragraph 3. does not apply to insurance on which the additional insured is a named insured. The Insurer has no duty to defend or indemnify an additional insured under this endorsement until the Insurer receives written notice of a claim from the additional insured. VII. Solely with respect to the insurance granted by this endorsement, the section entitled DEFINITIONS is amended to add the following definition: Written contract means a written contract or written agreement that requires you to make a person or organization an additional insured on this coverage part, provided the contract or agreement: A. is currently in effect or becomes effective during the term of this policy; and B. was executed prior to: 1. the bodily Injury or property damage; or 2. the offense that caused the personal and advertising injury; for which the additional insured seeks coverage. Any coverage granted by this endorsement shall apply solely to the extent permissible by law. All other terms and conditions of the Policy remain unchanged. This endorsement, which forms a part of and is for attachment to the Policy issued by the designated Insurers, takes effect on the effective date of said Policy at the hour stated in said Policy, unless another effective date is shown below, and expires concurrently with said Policy. CNA75079XX (10-16) Policy No: 7039795136 Page 2 of 2 Effective Date: 07/01/2025 Insured Name: DACO CONSTRUCTION Copyright CNA All Rights Reserved. Includes copyrighted material of Insurance Services Office, Inc., with its permission. 74037200 1 DAC 1 22-23 OCIP Master I Clare Saimeea 1 4/24/2023 1:27:56 PM (PST) I Page 21 of 27